Yes, FEMA's floodplain maps can and do change: regularly. Recently, in Boulder County, FEMA updated the set of maps to include some additional areas of flooding concern. FEMA also removed some areas from the flood-prone areas all together.
Check out the story here:
http://www.denverpost.com/search/ci_20188387
If you are unsure of the location of your property in relation to the new flood zones, you can search online at: https://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1
An Elevation Certificate (not an elevation determination) can exclude the need for flood insurance. At a minimum, an Elevation Certificate is used to determine the flood insurance rate by comparing elevations of the home, garage, basement and adjacent grades to the published Base Flood Elevation. More information can be found at: http://www.huffmansurveying.com/uploads/2/8/4/1/2841473/elevationcertificate.pdf
Still have questions? Know someone that needs help navigating the process? Huffman Surveying can help. Call 303-421-5263
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